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The group

My Credit S.p.A.: NPL and UTP secured:

My Credit S.p.A. is a company specialized in the investment and management of NPL and UTP secured portfolios, with the aim and task of creating a connection between the financial and real estate sectors.
The background of its team and the qualified know-how in the legal, finance and real estate areas allow an efficient management of credit and a maximization of returns. Thanks to My Credit method, the real economy becomes an added value which contributes to the achievement of the objectives of the business plan.

My Credit Group is composed as follows:
• Special Servicing My Credit S.p.A.
• Securitization Vehicles S.p.V.
• Reoco real estate
• My Value S.r.l. (NPL consulting, divestments, marketing, appraisals)

MyCredit evaluates and acquires NPL and UTP portfolios. Thanks to a consolidated method, banks will find an aligned partner able to ensure originator concrete advantages:
• ordinary securitizations, even without GACS
• reduction of gross GBV on the bank's balance sheet
• structured agreements and scheduling of UTP and NPL disposal

MyCredit supports institutional investors both active in the NPL market and interested in higher yielding real investments.
• Realistic returns
• Quick achievements

MyCredit boasts a method that has been refined over the years and a territorial presence that make the assessments timely and the results concrete. Strengths:
• High rate of achievement of out-of-court settlements.
• Drastic reduction of average recovery times
• Timely and realistic assessment of assets throughout Italy, including small municipalities and provinces
• Performance management and enhancement of each valued asset

Thanks to many years of experience in the field of impaired loans and probable defaults (NPL and UTP secured), MyCredit stands out thanks to a system of integrated skills which include:
• LEGAL STRATEGY examination of the legal position, mortgage guarantees, strategy.
• JUDICIAL RECOVERY management of legal in Court procedures
• ASSET EVALUATIONS on-site market surveys