The group

My Credit was born from the experience gained between 2011 and 2021 in the sector of management and valorisation of credits and real estate assets. Initially focused on mediation between debtors and financial institutions, it has progressively developed its own operating model, moving from real estate analysis and valuation to direct investment in mortgage credits.

Since 2013, the approach has been oriented towards the acquisition of properties and the direct management of positions, making it possible to overcome the inefficiencies linked to judicial timing and executive procedures. Thanks to a detailed analysis of assets and debt situations, the company has expanded its operations, involving real estate investors to support acquisition and valorization activities.

Starting from 2017, with the formal establishment of the company, a solid real estate and financial network has been structured, implementing advanced management tools, including securitization operations and participatory financial instruments. The business continued to develop through strategic partnerships and operational spin-offs, consolidating investment capacity and expanding the managed portfolio.

In 2021, given the evolution of the market and the growing need for capital, the company strengthened the involvement of professional investors through capital increase operations and the development of Wealth Management services. The objective is to guarantee increasingly structured and sustainable management of resources, encouraging the growth of the volume of assets administered and the strategic reinvestment of capital.

Thanks to an innovative vision and the constant search for effective financial solutions, the company today presents itself as a reference partner in the sector of management and valorisation of credits and real estate assets, with a solid operating model oriented towards sustainable growth. Our business model is based on the ability to generate high-yield investments, combining this objective with scrupulous attention in the punctual evaluation of real estate assets to guarantee and have a concrete impact on the economic and social fabric.

• As a Family Office aggregator specialized in the non-performing loan (NPE) and Real Estate sectors, My Credit acts as a strategic partner for banking institutions and professional investors dedicated to asset management. We offer specialist skills in areas which, by their nature, escape the traditional logic of asset management, but which, at the same time, reveal investment opportunities of considerable interest.
• Thanks to a widespread network and in-depth knowledge of the peculiarities of the different markets, My Credit stands out for its ability to intercept financial and real estate opportunities which, otherwise, would remain excluded from institutional circuits due to their size or complexity. In this way, My Credit plays a fundamental intermediation role, transforming local needs into financeable projects and allowing medium-small scale operators to access capital and valorization strategies typical of the financial world.
• As an interpreter of social needs in the financial sector, My Credit, with the support of professional and institutional investors, consolidates its role as a central player in the intersection between finance and the real economy, intercepting social needs often overlooked by traditional channels. With this in mind, the institution is dedicated to the development of:
  • Urban redevelopments: Projects aimed at enhancing properties and territories, with a tangible positive impact on society.
  • Financing instruments: Financial solutions aimed at deserving people and businesses, but excluded from traditional credit circuits.
  • Refinancing Solutions: Second chance opportunities for individuals who have faced previous financial difficulties.